We combine specialist underwriting knowledge, clear policy wording, and responsive claims handling to safeguard cargo, through every stage of transit.
Commercial Marine Policies
We offer a range of tailored policies, from single shipments to comprehensive annual coverage.
Key Benefits:
- Flexible reporting and payment schedule
- Ideal for irregular shipment patterns
Key Benefits:
- Simple and convenient for regular shippers
- Covers all insured shipments within the year
- Reduces need for multiple “one-off” policies
Key Benefits:
- One policy per shipment for flexibility
- Clear terms covering a specific journey
- No ongoing premium commitments
Key Benefits:
- Covers goods both in transit and in storage
- Eliminates gaps between marine and static risks
- Potential cost savings by having one seamless policy
Key Benefits:
- Covers goods transported domestically or regionally
- Available as single or annual cover
- Tailored to inland transportation needs
AND OPERATIONS
Commercial Marine Policies
We offer a range of tailored policies , from single shipments to comprehensive annual coverage.
Key Benefits:
- Flexible reporting and payment schedule
- Ideal for irregular shipment patterns
A flexible, ongoing policy for monthly shipment declarations ( with premiums paid on each declaration. Coverage continues until cancelled, ensuring seamless protection.
Key Benefits:
- Simple and convenient for regular shippers
- Covers all insured shipments within the year
- Reduces need for multiple “one-off” policies
Comprehensive year-round protection covering all import and export shipments. Premiums are based on estimated shipment values, adjusted at year-end for actual volumes.
Key Benefits:
- One policy per shipment for flexibility
- Clear terms covering a specific journey
- No ongoing premium commitments
Tailored cover for single shipments, whether import, export, or goods in transit. This cover is Ideal for businesses with occasional or once off shipments.
Key Benefits:
- Covers goods both in transit and in storage
- Eliminates gaps between marine and static risks
- Potential cost savings by having one seamless policy
Cradle to grave coverage for goods from purchase through transit and storage, to delivery to the end customer.
Key Benefits:
- Covers goods transported domestically or regionally
- Available as single or annual cover
- Tailored to inland transportation needs
Covers goods moved over land, for single journeys or annual periods. Ideal for “land-locked” risks that do not require marine ocean or air transport cover,
What We Cover
Our commercial marine insurance is designed to address a broad range of marine risks, including:
Multimodal Protection
- Specialist underwriting team with decades of marine experience
- Inland transit cover across South Africa and neighbouring territories
- Extensions available for specialist cargo and project freight
Risk Protection
- Institute Cargo Clauses (A) cover available
- Theft, hijacking, and non-delivery cover
- High single-loss limits
- Consequential loss cover available on request
Storage and Handling
- Storage cover before and after transit, as agreed
- Debris removal and disposal costs
UNMATCHED BENEFITS.
Why Choose Navigate’s
Commercial Marine Cover
Partner with us to secure single shipments, annual policies, or entire marine portfolios.
Our capacity, specialist knowledge, and responsive service ensure your clients’ cargo risks are covered with precision and confidence.
Expertise and Support
- Specialist underwriting team with decades of marine experience
- Quick, clear communication and efficient policy administration
- Claims managed in-house by marine expertise that understand marine risk
Client-Focused Service
- National network of marine assessors, surveyors, and recovery agents
- Secure handling of all client data
- Coverage tailored specifically for importers, exporters, logistics operators, and traders
Comprehensive Coverage
- Clear, comprehensive, and commercially focused policy wording
- Competitive premiums without compromising cover
- Flexible terms tailored to match each client’s risk profile
Where We Prove Our Worth
At Navigate, we know that the true test of any insurance provider comes when a claim lands on the table. This is the moment our clients need action, not red tape.
Because we specialise in marine insurance, we handle every claim with precision and care. Our in-house claims experts understand the complexities of marine losses and they’re backed by a trusted network of surveyors, assessors, and recovery agents who get results. Claims under a certain threshold are fast tracked to create efficiencies and swift claim performance.
We treat every claim as a priority , communicating clearly, avoiding delays, and keeping brokers and clients informed every step of the way.
